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MoonPaycex
Overview
As of 2026-06SourceLegal entity
MoonPay Europe B.V. (Netherlands)
Founded
2019
Fiat<>crypto on/off-ramp and payment service provider (PSP), not a standalone exchange. MoonPay sells/buys crypto for fiat through a widget embedded in third-party wallets, dapps and apps (and its own app/site). In the EEA it operates via MoonPay Europe B.V. (Netherlands, AFM) under MiCA. Buy/sell only — no order book; the price includes a spread plus a processing fee. No margin, leverage, perpetuals, futures or options.
Links & platforms
As of 2026-06SourceSecurity & access
Withdrawal whitelist
Yes
Regulation & licenses
As of 2026-06SourceMiCA licensed
Yes (Netherlands)
Licenses
| Type | Country | Regulator | Status | Since | Doc |
|---|---|---|---|---|---|
| MiCA CASP (EEA-passported) | Netherlands | Autoriteit Financiële Markten (AFM) | Active | 2024-12-30 | Open link |
Products & availability
| Product | Status | Details |
|---|---|---|
| Spot | Available | On/off-ramp (buy/sell), no order book; spread + processing fee |
| Margin | Unavailable | Not offered — MoonPay is a fiat<>crypto ramp, not a margin venue. |
| Perps | Unavailable | Not offered — ramp / PSP, no perpetuals. |
| Dated futures | Unavailable | Not offered — ramp / PSP, no futures. |
| Options | Unavailable | Not offered — ramp / PSP, no options. |
Deposits & withdrawals
As of 2026-09SourceFiat currencies
EURGBP
Fiat on-ramp fees
| Currency | Method | Fee | Time | Notes | Src |
|---|---|---|---|---|---|
| EUR | Card (Visa/Mastercard/Maestro) | up to 4.5% | instant | Min fee €3.99 (up to €4.50 via partner integrations). Spread on top. | src |
| EUR | Apple Pay | up to 4.5% | instant | Grouped with cards in the EEA pricing disclosure. Min fee €3.99. | src |
| EUR | Google Pay | up to 4.5% | instant | Grouped with cards in the EEA pricing disclosure. Min fee €3.99. | src |
| EUR | PayPal | up to 4.5% | instant | Not available in Croatia, Hungary, Iceland. Min fee €3.99. | src |
| EUR | SEPA / SEPA Instant | up to 1% | 1-3 business days | Min fee €3.99. Your bank may charge for the outbound transfer. | src |
| GBP | Faster Payments | up to 1% | 1 business day | Min fee ~£3.99. | src |
Fiat off-ramp fees
Crypto deposit / withdraw
Yes / Yes
KYC & verification
As of 2026-09SourceKYC required
Yes
KYC levels
| Level | Requirements | Unlocks |
|---|---|---|
| Initial | Government photo ID (passport, national ID, driving license, or state ID) + 3D liveness check / selfie | Basic transaction access |
| Enhanced | Proof of address (utility bill, bank statement, tax invoice, mortgage statement — issued within 3 months; must show name + full address) | Higher transaction limits (triggered progressively by activity) |
| Higher volumes | May request source of wealth verification, tax identification number (TIN), tax residency information | Highest transaction limits (determined by risk assessment) |