Waterstone Financial Inc.(WSBF:US)
Market Cap$361.29M
Key Metrics
Price$19.91
Revenue (TTM)$34.66M
Holders Revenue (TTM)$28.1M
Gross Profit (TTM)-
Earnings (TTM)$29.36M
EBITDA (TTM)-
Op. Margin (TTM)-
Dividend Yield2.95%
Holders Yield7.78%
Cash on hand$39.06M
Total Assets$2.251B
Net Assets$348.21M
Total Debt$406.89M
Key Metrics
Price$19.91
Revenue (TTM)$34.66M
Holders Revenue (TTM)$28.1M
Gross Profit (TTM)-
Earnings (TTM)$29.36M
EBITDA (TTM)-
Op. Margin (TTM)-
Dividend Yield2.95%
Holders Yield7.78%
Cash on hand$39.06M
Total Assets$2.251B
Net Assets$348.21M
Total Debt$406.89M
Financials
| Name | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 | Mar 31, 2019 | Dec 31, 2018 | Sep 30, 2018 | Jun 30, 2018 | Mar 31, 2018 | Dec 31, 2017 | Sep 30, 2017 | Jun 30, 2017 | Mar 31, 2017 | Dec 31, 2016 | Sep 30, 2016 | Jun 30, 2016 | Mar 31, 2016 | Dec 31, 2015 | Sep 30, 2015 | Jun 30, 2015 | Mar 31, 2015 | Dec 31, 2014 | Sep 30, 2014 | Jun 30, 2014 | Mar 31, 2014 | Dec 31, 2013 | Sep 30, 2013 | Jun 30, 2013 | Mar 31, 2013 | Dec 31, 2012 | Sep 30, 2012 | Jun 30, 2012 | Mar 31, 2012 | Dec 31, 2011 | Sep 30, 2011 | Jun 30, 2011 | Mar 31, 2011 | Dec 31, 2010 | Sep 30, 2010 | Jun 30, 2010 | Mar 31, 2010 | Dec 31, 2009 | Sep 30, 2009 | Jun 30, 2009 | Mar 31, 2009 | Dec 31, 2008 | Sep 30, 2008 | Jun 30, 2008 | Mar 31, 2008 | Dec 31, 2007 | Sep 30, 2007 | Jun 30, 2007 | Mar 31, 2007 | Dec 31, 2006 | Sep 30, 2006 | Jun 30, 2006 | Mar 31, 2006 | Sep 30, 2005 | Sep 30, 2004 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | $34.66M | - | - | - | $28.75M | $31.35M | $33.37M | $36.32M | $31.34M | $27.88M | $33.5M | $35.27M | $31.33M | $31.65M | $41.68M | $44.19M | $40.25M | $54.25M | $65.92M | $65.12M | $68.82M | $83.18M | $87.84M | $78.95M | $42.91M | $46.19M | $49.79M | $47.29M | $36.39M | $35.73M | $47.08M | $46.13M | $37.34M | $41.51M | $46.09M | $49.72M | $37.83M | $43.13M | $48.74M | $46.52M | $31.43M | $32.29M | $38.46M | $41.1M | $31.47M | $30.49M | $34.83M | $33.81M | $26.76M | $26.59M | $30.61M | $36.63M | $33.18M | $35.22M | $38.41M | $33.88M | $25.43M | $24.45M | $25.08M | $21.94M | $18.72M | $30.11M | $24.01M | $17.81M | $16.73M | $8.28M | $15.2M | $14.23M | $11.91M | $10.19M | $14.93M | $12M | $10.22M | $10.19M | $10.4M | $10.72M | $10.38M | $10.91M | $10.41M | $11.08M | $11.25M | $9.99M | $1.37M |
Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| $20.46M | $21.61M | $21.25M | $21.87M | $17.77M | $19.15M | $21.94M | $22.75M | $20.79M | $21.09M | $22.5M | $23.34M | $20.94M | $22.14M | $27.31M | $26.76M | $26.44M | $34.12M | $35.4M | $35.16M | $35.28M | $39.75M | $40.61M | $38.07M | $25.64M | $27.86M | $28.79M | $28.39M | $21.93M | $24.17M | $29.09M | $27.67M | $22.23M | $24.79M | $27.5M | $28.97M | $21.22M | $25.35M | $28.75M | $26.89M | $18.89M | $20.57M | $22.56M | $24.61M | $19.44M | $19.24M | $19.61M | $19.73M | $16.62M | $17.38M | $18.21M | $21.46M | $18.39M | $15.37M | $19.75M | $16.91M | $12.43M | $8.37M | $14.05M | $12.97M | $11.53M | $11.17M | $14.2M | $9.41M | $8.34M | $1.23M | $6.82M | $6.45M | $5.81M | $4.5M | $4.91M | $4.84M | $3.99M | $4M | $4.17M | $4.2M | $4.27M | $4.14M | $4.76M | $4.53M | $4.15M | $2.99M | $2.66M | |
| Research and Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling, General, and Administrative | $20.46M | $21.61M | $21.25M | $21.87M | $17.77M | $19.15M | $21.94M | $22.75M | $20.79M | $21.09M | $22.5M | $23.34M | $20.94M | $22.14M | $27.31M | $26.76M | $26.44M | $34.12M | $35.4M | $35.16M | $35.28M | $39.75M | $40.61M | $38.07M | $25.64M | $27.86M | $28.79M | $28.39M | $21.93M | $24.17M | $29.09M | $27.67M | $22.23M | $24.79M | $27.5M | $28.97M | $21.22M | $25.35M | $28.75M | $26.89M | $18.89M | $20.57M | $22.56M | $24.61M | $19.44M | $19.24M | $19.61M | $19.73M | $16.62M | $17.38M | $18.21M | $21.46M | $18.39M | $15.37M | $19.75M | $16.91M | $12.43M | $8.37M | $14.05M | $12.97M | $11.53M | $11.17M | $14.2M | $9.41M | $8.34M | $1.23M | $6.82M | $6.45M | $5.81M | $4.5M | $4.91M | $4.84M | $3.99M | $4M | $4.17M | $4.2M | $4.27M | $4.14M | $4.76M | $4.53M | $4.15M | $2.99M | $2.66M |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Non-Operating Interest Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Income Before Tax | $7.55M | $10.05M | $9.84M | $9.67M | $3.88M | $6.21M | $5.89M | $7.14M | $4.77M | -$595K | $3.75M | $5.09M | $2.78M | $658K | $6.78M | $10.22M | $6.82M | $15.68M | $24.43M | $23.77M | $28.22M | $37.01M | $35.15M | $27.96M | $8M | $11.77M | $14.5M | $12.79M | $8.52M | $7.26M | $11.45M | $12.52M | $9.06M | $9.19M | $11.75M | $13.51M | $9.99M | $10.65M | $13.06M | $12.29M | $6M | $4.67M | $8.1M | $8.35M | $4.71M | $3.63M | $7.48M | $5.92M | $2.88M | $2.61M | $5.19M | $7.98M | $7.55M | $5.66M | $8.59M | $6.22M | $2.24M | -$3.91M | -$142K | -$1.36M | -$1.51M | -$385K | -$493K | -$1.1M | $176K | -$5.62M | -$3.57M | $1.85M | -$4.11M | $171K | -$19.61M | -$5.23M | $519K | -$310K | $366K | -$1.96M | $3.21M | $3.61M | $1.44M | $3.41M | $4.29M | $3.65M | $5.25M |
Income Tax | $1.56M | $2.34M | $1.92M | $1.94M | $845K | $996K | $1.16M | $1.43M | $1.73M | -$555K | $500K | $1.09M | $627K | -$277K | $1.51M | $2.23M | $1.53M | $3.13M | $5.43M | $5.88M | $6.88M | $9.17M | $8.85M | $7.02M | $1.93M | $2.97M | $3.57M | $3.14M | $1.98M | $1.58M | $2.74M | $3.1M | $2.1M | $6.07M | $4.36M | $4.62M | $3.41M | $4.25M | $5.56M | $4.52M | $2.14M | $1.6M | $2.9M | $3.06M | $1.69M | $1.32M | $2.72M | $2.15M | $993K | $671K | $1.97M | $3.05M | $2.92M | -$12.42M | $145K | $41K | $30K | $1.23M | $64K | -$775K | $39K | $30K | $0 | $22K | $0 | -$1.3M | $0 | $498K | -$503K | -$3.5M | $8.58M | -$2.69M | -$90K | -$617K | -$55K | -$694K | $1.11M | $1.33M | $537K | $1.25M | $1.58M | $3.06M | $1.79M |
Net Income | $6M | $7.71M | $7.93M | $7.73M | $3.04M | $5.21M | $4.73M | $5.71M | $3.04M | -$40K | $3.25M | $4.01M | $2.16M | $935K | $5.27M | $7.99M | $5.29M | $12.55M | $19M | $17.89M | $21.34M | $27.84M | $26.29M | $20.95M | $6.07M | $8.79M | $10.92M | $9.64M | $6.54M | $5.68M | $8.7M | $9.42M | $6.95M | $3.12M | $7.39M | $8.89M | $6.57M | $6.4M | $7.51M | $7.77M | $3.86M | $3.07M | $5.2M | $5.28M | $3.02M | $2.31M | $4.77M | $3.77M | $1.88M | $1.94M | $3.22M | $4.93M | $4.63M | $18.08M | $8.45M | $6.18M | $2.21M | -$5.14M | -$206K | -$584K | -$1.54M | -$415K | -$493K | -$1.12M | $176K | -$4.32M | -$3.57M | $1.35M | -$3.6M | $3.67M | -$28.19M | -$2.54M | $609K | $307K | $421K | -$1.27M | $2.1M | $2.28M | $906K | $2.16M | $2.71M | $590K | $3.45M |
Minority Interests | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Preferred Stock Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $3K | $5K | $5K | $2K | $4K | $6K | $83K | $44K | $4K | $7K | $5K | $2K | $5K | $8K | $12K | $12K | - | $28K | $21K | $7K | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Income to Common | $6M | $7.71M | $7.93M | $7.73M | $3.04M | $5.21M | $4.73M | $5.71M | $3.04M | -$40K | $3.25M | $4.01M | $2.16M | $935K | $5.27M | $7.99M | $5.29M | $12.55M | $19M | $17.89M | $21.34M | $27.84M | $26.29M | $20.95M | $6.07M | $8.79M | $10.92M | $9.64M | $6.54M | $5.68M | $8.7M | $9.42M | $6.95M | $3.12M | $7.39M | $8.89M | $6.57M | $6.4M | $7.5M | $7.76M | $3.86M | $3.07M | $5.19M | $5.2M | $2.97M | $2.31M | $4.76M | $3.77M | $1.88M | $1.93M | $3.21M | $4.92M | $4.61M | $18.08M | $8.42M | $6.16M | $2.2M | -$5.14M | -$206K | -$584K | -$1.54M | -$415K | -$493K | -$1.12M | $176K | -$4.32M | -$3.57M | $1.35M | -$3.6M | $3.67M | -$28.19M | -$2.54M | $609K | $307K | $421K | -$1.27M | $2.1M | $2.28M | $906K | $2.16M | $2.71M | $590K | $3.45M |
Shares Outstanding (Basic) | 17.37M | 17.47M | 17.64M | 17.99M | 18.27M | 18.34M | 18.35M | 18.52M | 19.02M | 19.38M | 20M | 20.38M | 20.89M | 20.97M | 21.34M | 22.13M | 23.13M | 23.6M | 23.79M | 23.85M | 23.74M | 23.7M | 24.28M | 24.46M | 25.41M | 25.59M | 25.77M | 26.24M | 26.5M | 26.99M | 27.45M | 27.5M | 27.51M | 27.52M | 27.53M | 27.49M | 27.32M | 27.22M | 27.04M | 26.92M | 26.97M | - | 27.49M | 29.84M | 32.37M | - | 34.04M | 34.02M | 34.26M | - | 34.2M | 34.17M | 34.15M | - | 34.09M | 34.07M | 34.04M | - | 33.95M | 33.93M | 33.91M | - | 33.81M | 33.79M | 33.77M | - | 33.68M | 33.28M | 33.63M | - | 33.54M | 33.52M | 33.62M | - | 33.79M | 35.16M | 36.12M | - | 36.31M | 36.28M | 36.26M | 37.01M | 37.01M |
Shares Outstanding (Diluted) | 17.43M | 17.51M | 17.67M | 18M | 18.28M | 18.4M | 18.45M | 18.57M | 19.04M | 19.4M | 20.02M | 20.43M | 20.98M | 21.07M | 21.45M | 22.23M | 23.31M | 23.8M | 23.96M | 24.03M | 23.95M | 23.88M | 24.38M | 24.51M | 25.61M | 25.85M | 25.96M | 26.41M | 26.72M | 27.22M | 27.68M | 27.74M | 27.8M | 27.91M | 27.95M | 27.96M | 27.87M | 27.7M | 27.43M | 27.2M | 27.28M | - | 27.8M | 31.19M | 32.65M | - | 34.04M | 34.25M | 34.5M | - | 34.47M | 34.42M | 34.38M | - | 34.19M | 34.17M | 34.06M | - | 33.95M | 33.93M | 33.91M | - | 33.81M | 33.79M | 33.77M | - | 33.68M | 33.28M | 33.63M | - | 33.54M | 33.52M | 33.62M | - | 33.8M | 35.17M | 36.13M | - | 36.31M | 36.28M | 36.26M | 37.01M | 37.01M |
EPS (Basic) | $0.35 | $0.44 | $0.45 | $0.43 | $0.17 | $0.28 | $0.26 | $0.31 | $0.16 | -$0.0021 | $0.16 | $0.20 | $0.10 | $0.04 | $0.25 | $0.36 | $0.23 | $0.53 | $0.80 | $0.75 | $0.90 | $1.17 | $1.08 | $0.86 | $0.27 | $0.34 | $0.42 | $0.37 | $0.25 | $0.21 | $0.32 | $0.34 | $0.25 | $0.11 | $0.27 | $0.32 | $0.24 | $0.23 | $0.28 | $0.29 | $0.14 | - | $0.19 | $0.17 | $0.09 | - | $0.14 | $0.11 | $0.05 | - | $0.091 | $0.15 | $0.14 | - | $0.25 | $0.18 | $0.064 | - | -$0.0091 | -$0.018 | -$0.046 | - | -$0.018 | -$0.036 | $0.0091 | - | -$0.11 | $0.036 | -$0.11 | - | -$0.84 | -$0.073 | $0.018 | - | $0.0091 | -$0.036 | $0.055 | - | $0.027 | $0.064 | $0.073 | $0.092 | $0.093 |
EPS (Diluted) | $0.34 | $0.44 | $0.45 | $0.43 | $0.17 | $0.28 | $0.26 | $0.31 | $0.16 | -$0.0021 | $0.16 | $0.20 | $0.10 | $0.04 | $0.25 | $0.36 | $0.23 | $0.53 | $0.79 | $0.74 | $0.89 | $1.17 | $1.08 | $0.85 | $0.27 | $0.34 | $0.42 | $0.37 | $0.24 | $0.21 | $0.31 | $0.34 | $0.25 | $0.11 | $0.26 | $0.32 | $0.24 | $0.23 | $0.27 | $0.29 | $0.14 | - | $0.19 | $0.17 | $0.09 | - | $0.14 | $0.11 | $0.05 | - | $0.091 | $0.15 | $0.14 | - | $0.25 | $0.18 | $0.064 | - | -$0.0091 | -$0.018 | -$0.046 | - | -$0.018 | -$0.036 | $0.0091 | - | -$0.11 | $0.036 | -$0.11 | - | -$0.84 | -$0.073 | $0.018 | - | $0.0091 | -$0.036 | $0.055 | - | $0.027 | $0.064 | $0.073 | $0.092 | $0.093 |
EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |