Upstart Holdings Inc.(UPST:US)
Market Cap$2.293B
Key Metrics
Price$23.56
Revenue (TTM)$1.226B
Holders Revenue (TTM)$100.06M
Gross Profit (TTM)-
Earnings (TTM)$60.33M
EBITDA (TTM)-
Op. Margin (TTM)-
Dividend Yield-
Holders Yield4.36%
Cash on hand$457.74M
Total Assets$3.171B
Net Assets$797.49M
Total Debt$2.025B
Key Metrics
Price$23.56
Revenue (TTM)$1.226B
Holders Revenue (TTM)$100.06M
Gross Profit (TTM)-
Earnings (TTM)$60.33M
EBITDA (TTM)-
Op. Margin (TTM)-
Dividend Yield-
Holders Yield4.36%
Cash on hand$457.74M
Total Assets$3.171B
Net Assets$797.49M
Total Debt$2.025B
Financials
| Name | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | $364.71M | $308.21M | $276.22M | $277.11M | $257.29M | $213.37M | $211.27M | $162.14M | $127.63M | $127.79M | $134.87M | $134.56M | $135.77M | $102.93M | $142.23M | $157.23M | $228.16M | $310.14M | $303.68M | $228.45M | $193.95M | $121.35M | $77.66M | $62.77M | $17.34M | $64.28M | $63.79M |
Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| $256.21M | $235.62M | $210.26M | $189.41M | $183.92M | $160.03M | $156.49M | $142.41M | $124.66M | $132.17M | $130.66M | $123.46M | $111.14M | $124.69M | $141.38M | $149.14M | $203.22M | $225.31M | $196.7M | $162.77M | $126.2M | $86.78M | $62.17M | $43.19M | $21.07M | $56.42M | $51.76M | |
| Research and Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling, General, and Administrative | $256.21M | $235.62M | $210.26M | $189.41M | $183.92M | $160.03M | $156.49M | $142.41M | $124.66M | $132.17M | $130.66M | $123.46M | $111.14M | $124.69M | $141.38M | $149.14M | $203.22M | $225.31M | $196.7M | $162.77M | $126.2M | $86.78M | $62.17M | $43.19M | $21.07M | $56.42M | $51.76M |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Non-Operating Interest Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Income Before Tax | $17.15M | -$6.56M | $19.16M | $31.93M | $5.66M | -$2.42M | -$2.64M | -$6.71M | -$54.46M | -$64.58M | -$42.34M | -$40.31M | -$28.15M | -$129.24M | -$55.73M | -$56.21M | -$29.85M | $32.71M | $59.27M | $27.85M | $36.3M | $10.32M | $1.4M | $9.67M | -$6.11M | $992K | $4.94M |
Income Tax | $614K | $84K | $526K | $124K | $49K | $29K | $111K | $45K | $15K | $14K | $63K | $10K | $18K | $16K | -$464K | $12K | $24K | $19K | $323K | -$1.27M | -$988K | $221K | $371K | $0 | $0 | $0 | $74K |
Net Income | $16.54M | -$6.65M | $18.64M | $31.81M | $5.61M | -$2.45M | -$2.76M | -$6.76M | -$54.47M | -$64.6M | -$42.4M | -$40.32M | -$28.17M | -$129.25M | -$55.26M | -$56.22M | -$29.87M | $32.69M | $58.94M | $29.11M | $37.28M | $10.1M | $1.03M | $9.67M | -$6.11M | $992K | $4.87M |
Minority Interests | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $0 | $0 | $0 | $0 | $0 | $0 | -$84K | $488K | $1.19M |
Preferred Stock Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $5.59M | - | - | - |
Net Income to Common | $16.54M | -$6.65M | $18.64M | $31.81M | $5.61M | -$2.45M | -$2.76M | -$6.76M | -$54.47M | -$64.6M | -$42.4M | -$40.32M | -$28.17M | -$129.25M | -$55.26M | -$56.22M | -$29.87M | $32.69M | $58.94M | $29.11M | $37.28M | $10.1M | $1.03M | $4.08M | -$6.19M | $1.48M | $6.05M |
Shares Outstanding (Basic) | 96.57M | 96.9M | 97.59M | 96.68M | 95.53M | 94.27M | 92.17M | 90.12M | 88.44M | 87.03M | 85.57M | 84.4M | 83.13M | 81.91M | 82.23M | 81.67M | 83.83M | 84.23M | 82.62M | 79.39M | 76.67M | 73.63M | 26M | 14.71M | 14.66M | 14.63M | - |
Shares Outstanding (Diluted) | 109.72M | 96.9M | 112.22M | 109.72M | 102.85M | 94.27M | 92.17M | 90.12M | 88.44M | 87.03M | 85.57M | 84.4M | 83.13M | 81.91M | 82.23M | 81.67M | 83.83M | 95.46M | 98.8M | 96.06M | 94.8M | 91.45M | 26M | 26.75M | 14.66M | 14.63M | - |
EPS (Basic) | $0.17 | -$0.07 | $0.19 | $0.33 | $0.06 | -$0.03 | -$0.03 | -$0.07 | -$0.62 | -$0.74 | -$0.50 | -$0.48 | -$0.34 | -$1.58 | -$0.67 | -$0.69 | -$0.36 | $0.39 | $0.71 | $0.37 | $0.49 | $0.14 | $0.039 | $0.12 | -$0.42 | $0.10 | - |
EPS (Diluted) | $0.16 | -$0.07 | $0.17 | $0.23 | $0.05 | -$0.03 | -$0.03 | -$0.07 | -$0.62 | -$0.74 | -$0.50 | -$0.48 | -$0.34 | -$1.58 | -$0.67 | -$0.69 | -$0.36 | $0.34 | $0.61 | $0.30 | $0.39 | $0.11 | $0.039 | $0.10 | -$0.42 | $0.10 | - |
EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |