Enova International Inc.(ENVA:US)
Market Cap$4.433B
Key Metrics
Price$177.89
Revenue (TTM)$3.281B
Holders Revenue (TTM)$133.1M
Gross Profit (TTM)$1.58B
Earnings (TTM)$326.54M
EBITDA (TTM)$476.4M
Op. Margin (TTM)13.06%
Dividend Yield-
Holders Yield3%
Cash on hand$96.13M
Total Assets$6.877B
Net Assets$1.402B
Total Debt$4.864B
Key Metrics
Price$177.89
Revenue (TTM)$3.281B
Holders Revenue (TTM)$133.1M
Gross Profit (TTM)$1.58B
Earnings (TTM)$326.54M
EBITDA (TTM)$476.4M
Op. Margin (TTM)13.06%
Dividend Yield-
Holders Yield3%
Cash on hand$96.13M
Total Assets$6.877B
Net Assets$1.402B
Total Debt$4.864B
Financials
| Name | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 | Mar 31, 2019 | Dec 31, 2018 | Sep 30, 2018 | Jun 30, 2018 | Mar 31, 2018 | Dec 31, 2017 | Sep 30, 2017 | Jun 30, 2017 | Mar 31, 2017 | Dec 31, 2016 | Sep 30, 2016 | Jun 30, 2016 | Mar 31, 2016 | Dec 31, 2015 | Sep 30, 2015 | Jun 30, 2015 | Mar 31, 2015 | Dec 31, 2014 | Sep 30, 2014 | Jun 30, 2014 | Mar 31, 2014 | Dec 31, 2013 | Sep 30, 2013 | Dec 31, 2011 | Sep 30, 2011 | Dec 31, 2010 | Sep 30, 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | $875.14M | $839.39M | $802.68M | $764.04M | $745.54M | $729.55M | $689.92M | $628.44M | $609.89M | $583.59M | $551.36M | $499.43M | $483.26M | $486.16M | $456.2M | $407.99M | $385.73M | $363.61M | $320.16M | $264.72M | $259.44M | $263.85M | $204.55M | $253.06M | $362.25M | $266.36M | $305.61M | $259.45M | $264.44M | $312.6M | $293.88M | $253.3M | $254.3M | $243.7M | $217.88M | $189.9M | $192.26M | $202.44M | $195.94M | $172.54M | $174.65M | $175.42M | $165.23M | $146.28M | $165.68M | $194.72M | $205.17M | $201.48M | $208.47M | $208.77M | $198.1M | $68.89M | $73.31M | $49.96M | $55.82M |
Cost of Revenue | $440.23M | $426.52M | $428.93M | $405.37M | $399.9M | $393.5M | $366.47M | $329.2M | $329.62M | $315.76M | $280.42M | $245.63M | $240.69M | $233.59M | $192.93M | $168.37M | $139.53M | $102.25M | $91.94M | $25M | $40.99M | $47.65M | $41.41M | $141.04M | $256.1M | $174.04M | $180.42M | $141.55M | $138.36M | $197.27M | $184.01M | $140.85M | $128.23M | $149.02M | $125.63M | $96.87M | $99.11M | $115.09M | $111.51M | $81.48M | $85.49M | $84.52M | $78.91M | $54.44M | $51.88M | $73.87M | $86.06M | $74.15M | $71.19M | $91.56M | $95.3M | - | - | - | - |
Gross Profit | $434.91M | $412.87M | $373.75M | $358.68M | $345.64M | $336.05M | $323.45M | $299.24M | $280.27M | $267.83M | $270.95M | $253.8M | $242.57M | $252.58M | $263.27M | $239.62M | $246.21M | $261.36M | $228.22M | $239.72M | $218.45M | $216.2M | $163.13M | $112.02M | $106.15M | $92.32M | $125.19M | $117.9M | $126.08M | $115.33M | $109.87M | $112.45M | $126.07M | $94.67M | $92.25M | $93.03M | $93.16M | $87.35M | $84.44M | $91.06M | $89.16M | $90.9M | $86.32M | $91.84M | $113.8M | $120.86M | $119.11M | $127.33M | $137.28M | $117.22M | $102.8M | - | - | - | - |
| $312.94M | $299.58M | $251.58M | $247M | $244.22M | $247.64M | $236.6M | $215.43M | $204.81M | $218.46M | $205.93M | $179.16M | $166.08M | $176.36M | $184.41M | $167.5M | $168.43M | $187.33M | $151.25M | $128.96M | $108.28M | $115.07M | $55.99M | $41.83M | $93.78M | $32.48M | $82.49M | $74.16M | $68.69M | $91.11M | $88.63M | $84.88M | $80.2M | $78.7M | $79.33M | $71.47M | $68.81M | $68.61M | $68.67M | $74.05M | $69.24M | $79.1M | $76.79M | $69.35M | $67.73M | $79.72M | $83.92M | $74.88M | $70.79M | $81.56M | $72.47M | $56.36M | $52.5M | $40.27M | $42.73M | |
| Research and Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling, General, and Administrative | $237.19M | $232.08M | $187.01M | $183.36M | $181.76M | $189.21M | $179.98M | $160.47M | $150.43M | $171.37M | $154.24M | $132.2M | $116.91M | $131.64M | $138.46M | $125.24M | $127.7M | $148.25M | $113.28M | $93.93M | $72.66M | $84.26M | $38.29M | $25.32M | $62.51M | $44.54M | $61.77M | $54.11M | $48.11M | $59.62M | $60.37M | $57.68M | $54.66M | $56.05M | $52.16M | $49.66M | $45.28M | $45.11M | $48.03M | $53.11M | $49.11M | $59.24M | $58.2M | $51.8M | $49.72M | $60.51M | $64.56M | $57.76M | $52.91M | $63.29M | $54.51M | $56.36M | $52.5M | $40.27M | $42.73M |
| Other Operating Expenses | $75.75M | $67.51M | $64.56M | $63.65M | $62.46M | $58.43M | $56.63M | $54.95M | $54.38M | $47.09M | $51.69M | $46.96M | $49.17M | $44.72M | $45.95M | $42.26M | $40.73M | $39.07M | $37.97M | $35.04M | $35.63M | $30.81M | $17.7M | $16.5M | $31.27M | -$12.06M | $20.72M | $20.06M | $20.58M | $31.49M | $28.26M | $27.2M | $25.54M | $22.64M | $27.16M | $21.82M | $23.53M | $23.5M | $20.64M | $20.94M | $20.13M | $19.86M | $18.59M | $17.55M | $18.01M | $19.2M | $19.36M | $17.12M | $17.89M | $18.27M | $17.96M | - | - | - | - |
Operating Income | $113.06M | $104.22M | $109.82M | $101.33M | $91.36M | $78.21M | $76.81M | $74.1M | $65.2M | $40.33M | $55.07M | $66.01M | $65.95M | $67.72M | $67.59M | $64.54M | $68.26M | $61.66M | $68.06M | $103.29M | $103.54M | $92.84M | $103.38M | $66.19M | $8.71M | $56.62M | $39.27M | $40.05M | $53.45M | $20.39M | $17.55M | $23.74M | $42.04M | $11.99M | $9.39M | $18.19M | $20.85M | $15.18M | $11.98M | $12.78M | $15.93M | $7.61M | $5.65M | $17.46M | $40.78M | $36.18M | $29.85M | $48.13M | $62.37M | $31.5M | $26.37M | - | - | - | - |
| -$195K | -$5.44M | $348K | -$272K | -$332K | -$810K | -$21.33M | -$540K | -$540K | $1.3M | $144K | -$1.24M | -$43.63M | -$802K | $4K | -$19.7M | -$22.47M | -$19.46M | -$17.74M | -$18.94M | -$19.77M | $137.02M | -$18.66M | -$20.39M | -$20.34M | -$19.78M | -$18.25M | -$18.15M | -$21.97M | -$27.94M | -$32.69M | -$19.56M | -$26.47M | -$29.42M | -$33.15M | -$16.95M | -$17M | -$18.17M | -$15.97M | -$15.56M | -$14.35M | -$13.18M | -$13.5M | -$12.94M | -$14.25M | -$12.75M | -$13.29M | -$7.61M | -$4.86M | -$5.2M | -$5.65M | - | - | - | - | |
| Non-Operating Interest Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | $43.32M | - | - | $24.95M | $22.48M | $19.02M | $18.16M | $19.42M | $19.91M | $27.3M | $18.63M | $20.37M | $20.38M | $19.76M | $18.24M | $18.12M | $19.5M | $20.08M | $20.24M | $19.36M | $19.67M | $21.48M | $18.29M | $17.01M | $17.22M | $17.55M | $16.12M | $16.03M | $15.92M | $13.38M | $13.29M | $12.9M | $13.31M | $13.27M | $13.14M | $7.31M | $4.75M | $5.05M | $4.91M | - | - | - | - |
| Other Income/Expense | -$195K | -$5.44M | $348K | -$272K | -$332K | -$810K | -$21.33M | -$540K | -$540K | $1.3M | $144K | -$1.24M | -$310K | -$802K | $4K | $5.25M | $14K | -$446K | $420K | $481K | $146K | $164.32M | -$30K | -$18K | $41K | -$23K | -$12K | -$35K | -$2.46M | -$7.87M | -$12.44M | -$204K | -$6.8M | -$7.94M | -$14.86M | $62K | $227K | -$622K | $145K | $471K | $1.57M | $202K | -$212K | -$31K | -$944K | $520K | -$155K | -$299K | -$101K | -$153K | -$737K | - | - | - | - |
Income Before Tax | $112.87M | $98.78M | $110.17M | $101.05M | $91.03M | $77.4M | $55.49M | $73.56M | $64.66M | $41.63M | $55.21M | $64.77M | $65.64M | $66.92M | $67.59M | $69.79M | $68.28M | $61.22M | $68.48M | $103.77M | $103.69M | $257.16M | $103.35M | $66.17M | $8.75M | $56.6M | $39.26M | $40.02M | $50.99M | $12.53M | $5.11M | $23.54M | $35.24M | $4.05M | -$5.48M | $18.25M | $21.08M | $14.56M | $12.13M | $13.25M | $17.5M | $7.81M | $5.44M | $17.43M | $39.84M | $36.7M | $29.7M | $47.83M | $62.27M | $31.35M | $25.63M | $10.28M | $17.61M | $7.13M | $11.03M |
Income Tax | $21.77M | $19.8M | $29.86M | $24.9M | $18.08M | $13.7M | $12.07M | $19.65M | $16.23M | $6.86M | $13.93M | $16.63M | $14.71M | $16.05M | $15.88M | $17.39M | $15.83M | $12.48M | $16.67M | $23.22M | $27.72M | $26.38M | $9.67M | $18.14M | $3M | $15.75M | $10.37M | $9.39M | $12.01M | $3.86M | -$10.19M | $5.31M | $7.34M | -$2.84M | -$2.11M | $6.38M | $7.23M | $5.84M | $4.29M | $5.06M | $7.64M | $3.63M | $1.03M | $6.56M | $15.31M | $14.2M | $11.21M | $17.21M | $22.21M | $11.64M | $8.54M | $3.73M | $6.28M | $2.61M | $4.04M |
Net Income | $91.1M | $78.98M | $80.31M | $76.15M | $72.95M | $63.7M | $43.41M | $53.91M | $48.43M | $34.77M | $41.29M | $48.15M | $50.92M | $50.87M | $51.71M | $52.4M | $52.44M | $48.74M | $51.81M | $80.55M | $75.97M | $230.78M | $93.67M | $48.03M | $5.46M | -$50.55M | $27.09M | $25.06M | $35.02M | $8.67M | $15.3M | $18.23M | $27.9M | $6.88M | -$3.37M | $11.87M | $13.85M | $8.71M | $7.84M | $8.19M | $9.86M | $4.18M | $4.42M | $10.86M | $24.53M | $22.5M | $18.49M | $30.63M | $40.06M | $19.71M | $17.09M | $6.55M | $11.33M | $4.52M | $6.99M |
Minority Interests | - | - | - | - | - | - | - | - | - | - | - | - | - | $0 | $0 | $0 | $0 | -$88K | -$261K | -$373K | -$51K | - | $0 | $0 | $0 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Preferred Stock Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Income to Common | $91.1M | $78.98M | $80.31M | $76.15M | $72.95M | $63.7M | $43.41M | $53.91M | $48.43M | $34.77M | $41.29M | $48.15M | $50.92M | $50.87M | $51.71M | $52.4M | $52.44M | $48.65M | $51.55M | $80.18M | $75.92M | $230.78M | $93.67M | $48.03M | $5.46M | -$50.55M | $27.09M | $25.06M | $35.02M | $8.67M | $15.3M | $18.23M | $27.9M | $6.88M | -$3.37M | $11.87M | $13.85M | $8.71M | $7.84M | $8.19M | $9.86M | $4.18M | $4.42M | $10.86M | $24.53M | $22.5M | $18.49M | $30.63M | $40.06M | $19.71M | $17.09M | $6.55M | $11.33M | $4.52M | $6.99M |
Shares Outstanding (Basic) | 24.87M | 24.76M | 24.96M | 25.3M | 25.68M | 26.14M | 26.42M | 26.94M | 28.2M | 29.69M | 30.6M | 31.08M | 31.34M | 31.4M | 31.91M | 32.5M | 33.37M | 35.75M | 36.74M | 36.8M | 36.11M | 34.93M | 30.11M | 30.2M | 32.34M | 33.55M | 34M | 33.83M | 33.48M | 34.16M | 34.17M | 33.98M | 33.67M | 33.49M | 33.67M | 33.55M | 33.37M | 33.24M | 33.21M | 33.18M | 33.14M | 33.02M | 33M | 33M | 33M | 33M | 33M | 33M | 33M | - | 33M | - | - | - | - |
Shares Outstanding (Diluted) | 26.35M | 26.36M | 26.47M | 26.65M | 27.1M | 27.67M | 27.71M | 27.94M | 29.5M | 30.89M | 31.9M | 32.2M | 32.71M | 32.63M | 32.97M | 33.48M | 34.88M | 37.33M | 37.98M | 38.14M | 37.49M | 35.65M | 30.36M | 30.35M | 32.83M | 34.12M | 34.58M | 34.47M | 34.42M | 35.1M | 35.67M | 35.37M | 34.57M | 34.17M | 33.67M | 34.13M | 34.04M | 33.77M | 33.56M | 33.34M | 33.19M | 33.06M | 33.02M | 33.02M | 33.01M | 33.03M | 33M | 33M | 33M | - | 33M | - | - | - | - |
EPS (Basic) | $3.66 | $3.19 | $3.22 | $3.01 | $2.84 | $2.44 | $1.64 | $2 | $1.72 | $1.17 | $1.35 | $1.55 | $1.62 | $1.62 | $1.62 | $1.61 | $1.57 | $1.36 | $1.40 | $2.18 | $2.10 | $6.61 | $3.11 | $1.59 | $0.17 | -$1.51 | $0.80 | $0.74 | $1.05 | $0.25 | $0.45 | $0.54 | $0.83 | $0.21 | -$0.10 | $0.35 | $0.42 | $0.26 | $0.24 | $0.25 | $0.30 | $0.13 | $0.13 | $0.33 | $0.74 | $0.68 | $0.56 | $0.93 | $1.21 | - | $0.52 | - | - | - | - |
EPS (Diluted) | $3.46 | $3 | $3.03 | $2.86 | $2.69 | $2.30 | $1.57 | $1.93 | $1.64 | $1.13 | $1.29 | $1.50 | $1.56 | $1.56 | $1.57 | $1.56 | $1.50 | $1.30 | $1.36 | $2.10 | $2.03 | $6.47 | $3.09 | $1.58 | $0.17 | -$1.51 | $0.78 | $0.73 | $1.02 | $0.25 | $0.43 | $0.52 | $0.81 | $0.20 | -$0.10 | $0.35 | $0.41 | $0.26 | $0.23 | $0.25 | $0.30 | $0.13 | $0.13 | $0.33 | $0.74 | $0.68 | $0.56 | $0.93 | $1.21 | - | $0.52 | - | - | - | - |
EBIT | $113.06M | $104.22M | $109.82M | $101.33M | $91.36M | $78.21M | $76.81M | $74.1M | $65.2M | $40.33M | $55.07M | $66.01M | $65.95M | $67.72M | $67.59M | $64.54M | $68.26M | $61.66M | $68.06M | $103.29M | $103.54M | $92.84M | $103.38M | $66.19M | $8.71M | $56.62M | $39.27M | $40.05M | $53.45M | $20.39M | $17.55M | $23.74M | $42.04M | $11.99M | $9.39M | $18.19M | $20.85M | $15.18M | $11.98M | $12.78M | $15.93M | $7.61M | $5.65M | $17.46M | $40.78M | $36.18M | $29.85M | $48.13M | $62.37M | $31.5M | $26.37M | $87.32M | $74.95M | $59.09M | $61.25M |
EBITDA | $122.47M | $119.29M | $122.09M | $112.56M | $101.87M | $89.31M | $91.62M | $84.35M | $76M | $49.32M | $64.87M | $74.76M | $76.79M | $76.93M | $78.73M | $73.19M | $78.09M | $74.88M | $77.08M | $111.74M | $110.58M | -$62.57M | $107.18M | $70.21M | $12.34M | $59.86M | $42.71M | $43.77M | $59.85M | $32.09M | $33.68M | $27.78M | $52.68M | $23.92M | $27.78M | $21.5M | $24.12M | $19.36M | $15.62M | $16.54M | $18.35M | $11.6M | $9.75M | $22.52M | $47.01M | $40.62M | $35.35M | $52.75M | $66.59M | $35.81M | $31.06M | $90.01M | $77.8M | $61.51M | $63.32M |